lindylou2

aka Linda Todd from Charleston, MS, USA (65 years). Wizzley author for 1 year. 40%

Like most here, I love trying to write something useful and informative. My career has been in mortgage lending, management, and now I am working on managing my internet writing.

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23 Pages about

Business & Career Culture and Society Holidays & Celebration Personal Development Plants & Gardening Real Estate

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Business & Career

Cash Flow Analysis

A Cash Flow Analysis is a method used to calculate a person who has self- employed income, has 1099 income or other income, less expenses to get a bottom line figure.

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Business & Career

Successful Women

Successful Woman all share some of the same qualities and attributions. They first know who they are and what they desire.

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FHA Streamline Refinance

FHA has a new Streamline Refinance for those borrowers who have not been able to refinance to a lower interest rate previously. Some lenders are apprehensive.

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Business & Career

EIN - Employment Identification Number

When do you need an Employment Identification Number (EIN)? That is often the first question someone starting a new business will inquire about. When do you? Find out here!

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Business & Career

Discrimination

Discrimination exist, but not many people will acknowledge; specifically employers. It does exist in the workplace, and is often colored with many faces of deception.

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Culture and Society

The Soul

We feel with our Soul; we think with our brain. Not all of us think or feel the same.

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Mortgage News - Inflated Appraisals

There have been some lawsuits regarding the inflation of mortgage appraisals in the mortgage news. Finally maybe there is some justice, or is there?

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APR Annual Percentage Rate

The APR is one of the most misunderstood calculations for mortgage lending and consumer loans. It is the total cost of the loan including finance charges.

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Business & Career

Hiring Employees for Employee Satisfaction

Hiring Employees to compliment a company, and who is an employee with satisfaction takes a little strategy. A plan to get and keep employee who give optimal service is essential.

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Personal Development

Learning to Listen

Listening skills are necessary to become the person that everyone wants to talk to. People love the advice of those who listen well. When they do speak, it is profound wisdom.

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Plants & Gardening

Beautiful Flowers – Bedding Plants

Beautiful flowers start with bedding plants and become colorful gardens to be admired and make any house a home. A garden of flowers well planned adds a beauty nothing else can.

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Loan to Value- Mortgage

Is your home underwater because the loan to value is too low? Here are some answer as to why, and exactly what the appraiser reviews.

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Mortgage Process

The Mortgage Process can be confusing for many, complicated and even annoying; but if you are knowledgeable each step will be a piece of cake!

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Plants & Gardening

Beautiful Flowers-Beautiful Gardens

Most of us wish we had the essential natural ability to plant a garden with beautiful flowers of all kinds. Not possible because there are so many. So we pick and choose...

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Holidays & Celebration

Gift Cards

Gift buying can be frustrating and a hassle if we rushing and have waited until the last minute, and have very little time. If we go online and buy the Gift Card; job is done.

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Personal Development

Leadership

“A leader is one who has the ability to be lead first, and if he/she cannot be lead; then more than likely they will not make the list of great Leadership.”

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Business & Career

Saving Money

With the economy as is; there has never been a more opportune time to find ways to increase our savings than it is now. Money saved is money available when you need it most.

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Mortgage Credit Analysis

Mortgage Credit Analysis is an evaluation of not only your credit rating but your income, assets, liabilities, and your capacity to repay the mortgage loan payment.

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