US Healthcare Through the Eyes of a Briton
To be fair, I do have a biased perspective. I am totally against my system and my views are what one might label progressive, so what I present are facts, but from that perspective. :)
You're not offensive, I hate our system. As far as racketeering/protectionism, I'm not sure the government does anything in general in that sense to insurance agencies. In my opinion they are quite corrupt, however I feel that corruption is a natural product of the system. Healthcare, as a good or service, has no intrinsic value. So, if I were to offer you bone marrow transplants, chemotherapy, and the cost of hospital stay--something that technically values at a several hundred thousand dollars-- free (assuming you were American and couldn't already get it free!) would you take it? But I'm offering it now, you have to take it now.
Obviously you'd say no, you have no need for chemotherapy, and a bone marrow transplant in and of it self is quite a risky procedure, you could easily die in the days after the transplant. If you aren't suffering from a blood-related cancer, why the hell would you undergo something like that? In fact, without being ill, I doubt I could even pay you to undergo that treatment.
I could turn around and ask another one hundred individuals the same question, and statistically, about 99 of them would also say no.
In that sense healthcare is worthless. It may technically cost a few hundred thousand dollars to perform the procedure, but there isn't a proper market competition for it. It has no intrinsic value. Beyond that, I said I couldn't even pay you to undergo a bone marrow transplant. Healthcare, according to the free market, statistically actually comes out with a negative value.
This goes for any procedure you could care to name, with the statistics of someone out there who would say yes varying accordingly. Free tooth extraction today then? The risk is lower, maybe I could actually pay you to let me take you teeth this time.
So this is just outlining one problem-of several- that make it really hard to allocate healthcare in a free market. The nature of it, as a good or service, just does not allow for it. Rather it should be allocated much how a public park or school system is allocated.
Ember, Feb 5, 2012