My Growing Inspiration

by johnloberiza

My first born son is almost three months old and growing fast. He has inspired me to improve my current financial and personal status.

Born on the 28th of July, 2014. Iesu Mari (derived from Jesus and Mary) is a healthy baby boy. Though born with a G6pd deficiency, he is healthy and wonderful in every way.

His birth, inspired me take actions in controlling and improving my financial life and my personal life including my health.

Passively Contented

Even after I got married, I was still passively contented on what I was earning, which is not enough to raise a family.

When I was in college, I have learned to detach myself from material pleasures. Not completely, but I have learned to live a very simple life. I have always been contented with whatever I had. 

I never complained about my salary. It wasn't always too low, but never enough for me to save some. I have always made do with whatever amount I have.

Though I have been reading books like "Rich Dad, Poor Dad" by Robert Kiyosaki and several books written by Bo Sanchez, I have still lived contented with what I have been receiving.

I tried to save several times, but it was never enough to start an investment. One emergency situation then it's bye bye savings.

Rich Dad Poor Dad

A great personal finance book-- learn what the rich teach their children about money.
Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!

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8 Secrets of the Truly Rich

Learn how earn material wealth and gain spiritual abundance as well.
8 Secrets of the Truly Rich (How You Can Create Material Wealth and Gain Spiritual Abundance At T...

The book is a manual on how to create material wealth and gain spiritual abundance at the same time. It hopes to raise a new breed of millionaires who are simple, loving and gen...

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Increasing My Financial Literacy

I have been increasing my financial literacy for quite some time.

I have been trying to improve my financial situation for quite sometime already. I have been reading books of different authors to improve my financial literacy

Join the Truly Rich Club

Right now, I have been subscribing to Bo Sancez' Truly Rich Club*, and I have been receiving newsletters about financial literacy. As a member of the Truly Rich Club* I have to  access videos and audios on financial literacy. Also you I have been receiving teachings and tips on how to invest on the stock market.

From time to time also, I have been watching videos on Youtube about personal finance. 


 *-Click the image above if you want to join the Truly Rich Club

An Inspiration Was Born

Not that I wasn't inspired by my wife, but my baby has inspired me more.

My Baby Iesu Mari

When my first son was born, I had the more reason to take action in improving my financial status. As he slowly grows, the desire in me to increase my monthly income. 

For now I am earning a little less that US$ 240.00 a month. As I have mentioned earlier, I had been contented with that amount. In our city, that's more than what an average employee earns.

Now, I realize that it way below than what I need. Not only for me, but for my family, specially for my baby.

Time to Take Action

I have studied long enough, time to take action!

If I want to prepare for my son's future, I must start now. It's time to put what I have learned so far into action.These are the steps that I have done so far:

Set My Financial Goals:

  1. List down my monthly expenses.
  2. List down the projected amount of the following for the next month (or two)
    > the amount I want to save monthly
    > the amount I want to give to my tithes
    > projected monthly expenses.
    In effect, I have projected what I need to earn.the next month.
  3. Then, I made another list, project what I need or want to earn after one year.

Just to give you an idea, starting next month I projected that I need to earn twice I am earning now. For the next year, at least seven times.

Next: Find The Means to Achieve My Goals

I am on this stage right now, finding the ways to achieve my goals. For the short term these are the possibilities.


  1. Bubblews - probably I could get about a hundred dollars a month or so.
  2. Wizzley - I still don't know how much I could get from here each month.
  3. Fiver - I have earned about $20.00 in a week from Fiver. I'll try it again
  4. oDesk - I'm hoping to get a job from oDesk soon


  1. Get clients for network design and installation and troubleshooting
  2. Get clients for web development.

For the long term

  1. Invest in the stock market.
  2. Start several business.

These are the possible means that I could think of for now. If you have any suggestions, I would appreciate it.


Thanks for reading.

Updated: 10/21/2014, johnloberiza
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WriterArtist on 10/24/2014

Kids can be great as far as inspiration comes. They are great teachers too - ie if you really want to learn from them.

johnloberiza on 10/21/2014

Yes he is, VioletteRose. Thanks for dropping by

VioletteRose on 10/21/2014

He looks cute :)

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