So here I am, sixty four and said to be looking healthy for my age. I have an early teacher's pension, not much, but it is regular, and my state pension comes in June 2015, along with a small rise in my teacher's pension. Then the text message arrives from the supply teaching agency: am I looking for long term teaching work, reply if I am seeking it? I have not replied. Why? I have already told them that my resignation date is April. So why don't I grab a bit more money? Easy, it's about lifestyle. I am building a lifestyle that puts long term employed work behind me, a lifestyle that fits in with my feelings and self-awareness. Yes, I know that schools are becoming desperate for qualified Religious Education Teachers, but I do not feel up to taking the high pressure of the state school system any longer. Know thyself; and it is simply a matter of saying that I know when to stop.
Pretirement means assessing where you are. You have to first consider your health and ability to take pressure. In my case my health is very good, but I feel less able to take high pressure situations of the kind that you find in school work. So that is stopping, but your self-awareness should show you what you can do, and there is so much that is possible. The key is to pace yourself. If you go with your natural pace you can work for ages. But if you over-pressure yourself, then you will feel it and be ill.
Retreating to activities that you enjoy is very desirable, as it maintains your motivation, enabling you to continue for many a year. These kind of activities combine work and recreation, so you are working but replenishing yourself at the same time. Some can be voluntary activities. My father, who died in 2004, at 82, spent much of his retirement working for the Catholic Church as a Eucharistic minister, lay reader, charity worker and as an organizer for parish events. A blessed retirement in which he earned nothing to add to his pension, he was happy doing what he loved.
For me, the recreational activities are writing and gardening. I am on the allotment committee and we give help to inexperienced gardeners, particularly to the handicapped people who have taken up a half plot. I have some economically profitable interests, but they are activities that I find amenable, and I can do these for years to come, please God.
Comments
His retirement was from paid work. But after about six years of voluntary work he was struck by a series of mini-strokes and was left disabled.
Thank you for your comment below, on Feb. 9, 2023, in answer to my previous observation and question Feb. 8, 2023.
The third paragraph in the first subheading, Approaching Retirement Age, advises that "My father, who died in 2004, at 82, spent much of his retirement working for the Catholic Church as a Eucharistic minister, lay reader, charity worker and as an organizer for parish events. A blessed retirement in which he earned nothing to add to his pension, he was happy doing what he loved."
Might it have been possible for your father as a retiree to manage a paid part-time job or another full-time paid job?
Or would retired mean retired from any more paid work?
There was no tax deduction for charitable work on this side of the Atlantic.
The third paragraph in your first subheading, Approaching Retirement Age, comments that "My father, who died in 2004, at 82, spent much of his retirement working for the Catholic Church as a Eucharistic minister, lay reader, charity worker and as an organizer for parish events. A blessed retirement in which he earned nothing to add to his pension, he was happy doing what he loved."
Deductions once served as a way to lower one's tax payment and to receive a refund upon filing a deduction-full return on this western side of the (Atlantic) pond. The equivalents of those activities that you write about regarding your father were among those once deductible.
Would there be a flat tax assessment that wouldn't be affected by charitable or volunteer expenses, mileage and time on your eastern side of the (Atlantic) pond?
You and your little sister (;-D) and your families are in my prayers. May you have full recovery and may your garden always receive the amount of attention you wish for it, be it in your yard and/or on the allotment.
Yes,my allotment. My mother-in-law died some years ago and her house was sold.
As you know my health has been poor, and full recovery seems a long way away. Of particular concern is the possibility of falling when I am alone on the allotment, so I am considering making changes in my gardening and moving my operation to a smaller space in my yard.
frankbeswick, Thank you for all the practical information, pretty pictures and product lines.
Sometimes the computer gets a bit uncooperative about the smaller images. It's a bit unclear about your image to the left of your title. Is that a view of the allotment?
How is your mother-in-law's garden doing, and what is grown there? Would she be able to tend that without your kind help?
Thanks. An agency contacted me today for a lecturing job. I turned it down. I have enough money and plenty of productive activity to do.
This is an excellent piece.
Keeping you up to date. My strategy is to write, garden and work for the examination boards. My political party, local branch, came to me and said that they realize that I will not be standing for council elections again, but can I act as a kind of elder statesman to the young candidates that they want to bring forward. I am also been elected vice chair of my allotment association and an official of the area society. This shows how giving up full time work can be the door to a more positive way of life.