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82,265 comments

How to Live on $1.25 a day

@Frugalrvers I agree for the most part that most people in the lower and upper (and middle) classes are in some form of debt and most of what they "own" (for the moment) is bought on credit, but a great deal of wealthy people are not buying everything on credit, they do actually pay cash for homes, cars, etc... I know many people like this- one reason the wealthy pay cash (all be it they use their bank card) is that making payments on anything is expensive in the long term, cash saves a ton of intrest payments :)

Then there are the other half of the wealthy that are exactly what your saying, they are leveraged to the gills in debt using their company to gain credit cards with high limits etc... many are actually cash poor and debt rich :) Good points though, I like the way you think!

Jerrico_Usher, Jul 16, 2012

How to Live on $1.25 a day

You are so right. I know someone personally who was in that situation. Everyone thought he was wealthy until he passed away. Then it came out that he was mortgaged to the hilt and there was no money.
I only use a bank because I get a direct deposit. I don't have any credit cards and the only payments I have (other than car insurance, rent and electricity) is my truck (not counting the insurance.. But I had to have a vehicle. No public transportation out here either. Can't wait until it's paid off. Maybe it'll last longer away from all that road salt.

Ragtimelil, Jul 16, 2012

Gothic Wedding Dresses

In our country white is still number one choice but on the other hand we have lowest percentage of married couples in European Union...
Maybe more colorful wedding dresses could help to change our attitude?
Thumbs up to variety. Gothic? Why not!

Tolovaj, Jul 16, 2012

How to make an Africa Cake with Template and Instructions

I always say food should be fun. You made it educational too:)

Tolovaj, Jul 16, 2012

How to Wash Clothes Without a Washing Machine

I definitely think it gets clothes clean, if not fluffy. Like hand washing, you'd have to add softener and shake them out. I don't mind that myself. I'd think it would be a good stand-by too. Just remember you can't do much in these things. They're pretty small. You might be able to do more than one load a day, especially if you get a model that has a drain hose.

Ragtimelil, Jul 16, 2012

How to Live on $1.25 a day

Lana,

Here's another interesting point. Of course there are wealthy people out there, but I've never met many who could pay cash for everything. That said, those living off of credit cards and loans, if those were taken away, might be joining you at the rv park. If you are paying a car loan, you don't own that car yet...same with a house. And if you pay $100/month on 5 credit cards, then use them again to "pay" for things the next month, that isn't money either.

So the "perceived" financial security or wealth is, in many cases, an illusion. If you told someone that they could have no credit starting today - they could only buy a car they could afford and they couldn't be approved for a home loan - and they had to stop using credit cards immediately...cash only from this day forward for groceries, gas, entertainment, how do you think many of them would be living?

Of course there are exceptions, but in my almost 44 years of life, most people I've met look financially sound on the outside - but every month they are working to pay the debt for all of the stuff they truly don't own. Putting a flat screen on a credit card...no, you truly don't own it...no one will come take it away, but if you can't pay cash, it truly isn't yours.

Always love your honesty...Robin

Guest, Jul 16, 2012

How to Make Homemade Baby Food

Great tips! A friend of mine made her own baby food when her little one was on soft foods and it's so much more healthy!

Pinkchic18, Jul 16, 2012

How to Get Rid of Grubs in Your Lawn

Thanks for this list of organic type ways to control the grub infestation. They can multiply quickly unless you get control of them. I rented a house once where I found many grubs anytime I dug a hole.

dustytoes, Jul 16, 2012

How to Wash Clothes Without a Washing Machine

I am looking at tabletop washing machines for some time now. I know how painful can be to a family with small kids if their washing machine for some reason stops working. Even if it is still under warranty, there can be 30 days and maybe more to wait until it is repaired. Do you think this kind of tabletop washer can help to survive through a month until they get 'the real thing' back? Is quality of washing good enough for small kids?
Thanks!

Tolovaj, Jul 16, 2012

Some of my Favorite Sheep Paintings

Wow. I should have asked you instead of trying to look it up. Thanks for all the info on Constable.
I personally am drawn to the sheep. She's worried about her babies. I've done the same thing, carrying the lambs away to get mom to come into the barn so they can stay close for a couple of days. Sometimes new mothers won't recognize their own lambs unless you keep them confined for a day or two. Once they bond, they go back out and the ewe knows, without a doubt, which lambs are hers.

Ragtimelil, Jul 16, 2012

Buy Migi Nail Art Fingernail Polish Pen-Brush Sets

SimplySara, Oh my you are so going to love the migi nail art pens they make it effortless to draw anything on your nails. The quality of this product is amazing, my daughters and I love it.

katiem2, Jul 16, 2012

Weight Loss Tips to Keep You Focused and Losing

SimplySara, It really does matter, all natural apple cider vinegar that is organic is always best. Let me know if you have trouble finding it and I'll add it to this page.

katiem2, Jul 16, 2012

How to Detox

Simply Sara, New users should always follow the directions per the product information. :)

katiem2, Jul 16, 2012

The Latest Weight Loss Pill That Works - Green Coffee Bean Extract

Simply Sara, You are welcome weight loss and fitness are a bit of a passion of mine. I've recently had my thyroid removed and understand the struggles to maintain a healthy weight and fit body. Always happy to lift up others. :)

katiem2, Jul 16, 2012

Mung Bean Detox and Weight Loss Soup

You are very welcome, I do hope you enjoy your mung bean soup. Plus if you want the information on a great weight loss and fitness challenge check out a movement I'm apart of and consider taking the Body by Vi challenge with me as well @ http://katiem2.myvi.net/freetrial/index.html

katiem2, Jul 16, 2012

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