I suppose some people think lightning striking a person is a rare event, but the risk is real. I have come close to lightning twice in my life. I shall relate the stories.
When I first started college I found myself in a large auditorium. I knew one person in the class, although not well. We had been in high school together. He was in a similar situation, so we sat together. In the middle of the second semester I opened a newspaper and found his picture on the front page. He had been struck by lightning while playing baseball. He did not survive. Had lightning detectors been in use back then, but they were not yet invented, perhaps he would have survived. The game would have been called off.
In the second case I was in my office at the university where I was teaching when I heard a loud noise. A few minutes later I heard another. They sounded like explosions. I had no window so I went to a room where I could see out, and found campus police, local police, and an ambulance crew working on someone. It was raining, and we were in a thunderstorm. Soon reports came back that three students were struck by lightning as they walked between buildings. Two survived, the other did not. In this case the thunder was particularly loud because it was close and because it was not muffled by rain. Two bolts of lightning preceded the thunderstorm striking before rain began to fall. Not every bolt of lightning stays beneath the cloud, some move out.