I've been riding a motorcycle for a couple of years, but in many ways, I wouldn't call myself a highly skilled rider. Particularly when it comes to making tight turns required for those stupid figure eights you have to do to pass the test in the safety class.
I'm terrified of tipping over and hurting the bike and myself. (Probably in that order.) Not to mention, it's rather embarrassing to not be in control of your bike. But even more embarrassing when you can't get that bike back upright. Yes, I tend to think in terms of worst-case scenarios. Makes me better prepared to deal with the challenges thrown at me.
So on my last bike and this one, I installed crash bars. Highway bars. Engine guards. Whatever you want to call them. Any manufacturer is going to tell you they aren't specifically meant to protect in the case of a crash, but people still tend to refer to them as crash bars.